Cattle / Livestock Insurance

Policy indemnifies against loss sustained due to loss of life of cattle / livestock.

Sheep and Goat Insurance

Policy indemnifies against loss sustained due to loss of life of Sheep or Goat.

Silkworm ( Sericulture) Insurance

Policy covers total or partial loss due to death of silk worms of different variety due to disease or accident.

Janata Personal Accident Insurance

Policy Covers individuals in the age group of 10-70 years against death or total / partial disablement.

Horticulture/Plantation Insurance

Policy covers Loss or Damage to the Insured tree / plant due to fire / lightning / storm / hailstorm / cyclone / tempest.

Kisan Agriculture Pumpset Insurance

Policy covers centrifugal pump sets (Electrical and Diesel oil) submersible pump sets up to 25 HP used for agricultural purposes against Electrical/Mechanical Breakdown, Fire /Lighting, Theft and Burglary, Riot/Strike/Malicious damage etc.

Burglary (Business Premises) Policy

Covers loss due to theft and burglary of movable properties like stock-in-trade, plant and machinery, furniture, fittings etc followed by virulent and forceful entry or exit.

Shopkeepers Policy

This policy is specifically devised for small shopkeepers having building and stock value limited to less than or equal to Rupees ten lacs. The policy covers host of risks like stock in trade, building, furniture, money-in-transit, business interruption etc. and indemnifies the insured loss due to any of the perils covered.

Office Package Policy

This policy provides a package of various covers required by an office establishment including cover for buildings, the Landlords Fixture and Fittings, Boundary Walls and Fences, Canteen etc. Office contents, equipments, cover for employees, Public Liability etc all built in one policy.

Glass Insurance

The policy covers loss due to accidental breakage of plain and ordinary glazed glasses without embossing, silvering, lettering, bending or ornamented fitted to doors, windows, show-cases, counters and shelves. Crockeries are not insurable under Glass Insurance.

Money Insurance

Policy indemnifies insured against loss of Cash, Currency Notes, Coins, Securities, Postal Orders, Stamps, Cheques etc. whilst in transit or in locked safe.

Jewellers Block Policy

Covers loss of or damage to the stock in trade and also cash and currency notes while contained in the premises where the insureds business is carried on or at other premises where the property insured is deposited.

Extended Warranty Policy

Policy provides extended warranty to prospective buyers of vehicle, over and above the normal warranty provided by Manufacturers / Authorised dealers of vehicles like cars and two wheelers.

Directors and Officers Liability Policy

Policy indemnifies legal liability to third party due to wrongful act by Directors and Officers of any company but excludes dishonest, fraudulent, criminal or malicious act, personal guarantee, libel and slander and damage to property and pollution damage.

Machinery Insurance ( MI )

Machinery Insurance provides insurance protection to both rotating as well as static equipment while at work or at rest against mechanical and electrical breakdown and also human error and negligence.

Electronic Equipment Insurance ( EEI)

Electronic Equipment Insurance caters to the peculiar needs of the electronic equipments which are not only extremely sensitive to the slightest changes in ambience conditions but also are characterized by having a large value concentration in a relatively compact set ups.

Consequential Loss (Fire) Policy

Consequential Loss (Fire) policy provides the most commonly sought after protection for business interruption triggered by fire and allied perils.

Standard Fire and Special Perils Policy

Fire Insurance provides cover against a host of perils ranging from fire, lightening, explosion/implosion, aircraft damage etc as well as act of God perils.